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Digg It - Retired Teachers and Social Security
Do you know what your Social Security Benefits are when you retire? Do you know how your State Pension Fun
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
d works? If you have answered yes or no, read on.
It is mandatory for all teachers to receive a State Pen
It is mandatory for all teachers to receive a State Pen
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
ion. You pay into it once a month and the school district - you are affiliated with matches your payment.
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
When retirement age comes into effect a formula is put into use to determine the amount of your pension -
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
hich will then become your monthly retirement payment. This payment is made automatically to you through t
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
he state of California.
The problem with Social Security for teachers is teachers do not pay into Social
The problem with Social Security for teachers is teachers do not pay into Social
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
ecurity unless there is a second job involved. At this point, the social security money would be reduced.
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
Any person with a State Pension can not receive Social Security from a deceased spouse - or in the case o
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
a divorce - cannot receive the 50% you are normally entitled. If the pension is less than the Social Secu
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
rity - you will receive the difference between the Social Security amount and the State Pension.
For exam
For exam
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
le: My spouse was receiving $2,000.00 dollars a month from Social Security. Normally I would be receiving
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
1,000.00 dollars per month but I am receiving more money on my State Pension benefit and my Social Securit
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
monthly benefit is - a big fat zero. If I was receiving less money, I would be paid the difference betwee
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
n my State Pension and Social Security.
There is Legislation now in Washington fighting to change this la
There is Legislation now in Washington fighting to change this la
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
. My husband worked all his life and paid into the Social Security System. I should be entitled like othe
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
spouses - who do not have a State Pension - to receive all of Social Security benefits which are entitled
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
to me.
I cannot receive any of the Social Security benefits which were deducted automatically from my pay
I cannot receive any of the Social Security benefits which were deducted automatically from my pay
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
checks while working other jobs before - during - after my career in teaching went into effect. All the
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
oney which was deducted from my pay checks is gone - lost forever.
Thank you for reading my article. Plea
Thank you for reading my article. Plea
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
e feel free to read any of my numerous other articles on various subjects.
Copyright Linda E. Meckler 200
Copyright Linda E. Meckler 200
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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