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Digg It - What are the Advantages of Using Debit Cards
Are you one of those people who are now scrambling to get debit cards? If you aren’t, then let me tell you a few things about t
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
hese cards. These cards are often tied in with a major credit card so you can use them like a credit card. However, you can onl
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
y spend the amount of money you actually have with this card. This card is also tied into your checking account.
The basic ide
The basic ide
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
a behind debit cards is to reduce the need to write checks. These cards fit right in with everything quickly becoming paperless
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
these days. These cards can also be your ATM card. You will not receive additional charges for a cash advance as long as you u
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
e it at your bank’s ATM because you are actually taking your own money out of the bank.
This type of card look very similar to
This type of card look very similar to
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
a credit card and usually only the person using the card knows that it is not a credit card. You can distinguish between a cre
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
dit card and these cards in a few different ways. For instance, you will notice that the bank logo and the word ‘debit’ are on
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
the card.
The most significant difference between the two is the way the cards work and where the money comes from. You can us
The most significant difference between the two is the way the cards work and where the money comes from. You can us
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
e debit cards as either a debit card or credit card, while credit cards can only be used as a credit card. Debit cards also do
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
ot carry a line of credit. The purchases you can make with this type of card cannot exceed the amount of money that you have in
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
your bank account.
The risk involved is another major difference between credit and debit cards. You will have a lot of probl
The risk involved is another major difference between credit and debit cards. You will have a lot of probl
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
ems if you lose your card. Losing debit cards is very risky because they are attached to your bank account. A thief can easily
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
drain your bank account because a pin number is not required to use these cards.
On the other hand, the only problem with losi
On the other hand, the only problem with losi
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
ng a credit card is proving that someone else used the card. On the other hand, you have figure out how to get your money back
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
ith a debit card. The legal liability is much greater with these cards than with a credit card.
Of course, you can also benefi
Of course, you can also benefi
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
t from the advantages of using these cards. Debit cards gives you the freedom to use it anywhere credit cards are accepted. The
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
se cards eliminate the hassle of having to write a check and showing some sort of identification.
These cards are also easy to
These cards are also easy to
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
use and are accepted in a large variety of places. These cards are also more convenient than checks or an ATM. Nevertheless,
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
you have to use these cards carefully and make sure that you keep it in a safe place because there are also some risks involved
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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