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Although most of us never have any security problems with are banking, fraudsters and identity thieves are finding more and more ways to steal ou

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

r hard earned money. If you are careless with your banking then you can make it very easy for people to access your details and steal your money.

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

If you want to keep your banking safe and secure, then follow these simple steps.

Careful ATM use

The simplest things can help to protect your

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

oney, and one such step is to be careful when using cash machines. Make sure that you don’t have your PIN number written down anywhere, and check

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

behind you to make sure that no one is trying to read your number whilst you type it in. Also, if you see anything suspicious on or around the ca

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

h machine, don’t use it.

Destroying documents

We all receive a heap of bank statements and correspondence from our banks, many of which we simp

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

y don’t need to keep. If you are going to through out anything that is related to your financial affairs or bank accounts, then make sure you dis

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

pose of it properly. A common trick of identity thieves is to look through your rubbish to obtain your bank details. Make sure that all important

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

documents are kept safe, and that any discarded documents are thoroughly shredded or torn up so as to make them unreadable.

Never give out your

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

etails

Another technique that is used by fraudsters is to try and get you to give them your bank details by sending you mail or email pretending

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

to be your bank. If you get emails or messages asking you to give up your bank details, then ignore them completely. Your bank will never ask you

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

for your details via postage or email, as these methods are not secure. If you are unsure about whether an email or message is genuine, call your

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

bank to obtain confirmation. Also, you should never give out your bank details to anyone that you don’t trust 100%. The more people that you give

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

your details to, even family members, then the more exposed you are to fraud.

Online banking

When you are banking online, make sure that you on

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

ly access your account in a secure place, and try to avoid looking at account details on public servers. Also, you should make sure that you have

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

adequate virus protection and firewall software on your company so as to stop anyone accessing your bank details. Furthermore, try and avoid maki

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

g purchases on web sites that you do not trust or if you are unsure about their security features. Try and avoid using debit cards altogether onl

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

ne for purchases, as their security features are much weaker than credit cards.

Reducing the risks

The key to safe and secure banking is to red

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

ce the risk of your account details being exposed. The best way to do this is to go completely paperless, as some banks now offer online only acc

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

unts. If you have adequate computer protection then paperless banking can really reduce the risks of your bank details being used by someone else

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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