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Sometimes you get a shock when you open your credit card statement, and it's not just because of the phenomenal amount you spent on clothes last month. Occasionally t

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

here may be transactions on your credit card statement that don't look familiar. Sometimes this is a simple banking error, but it's worth paying attention, because you

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

may be a victim of identity theft.

What Is Identity Theft?

Identity theft is the theft of personal information that can be used to identify individuals. It is closel

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

related to identity fraud, which is the use of that information to obtain goods and services by deception. Identity fraud may also mean using that information to crea

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

e a false identity.

Signs Of Identity Theft

Aside from the appearance of unrecognized transactions on your credit card or bank statements, other signs of identity th

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

ft are:

- Getting bills, invoices or receipts for goods or services you haven't ordered

- Getting turned down for a credit card or loan in spite of having a good cre

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

it rating

- Finding that a mobile phone contract has been set up in your name without your knowledge

- Receiving letters from solicitors or debt collectors for debts

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

that you know nothing about

- Your post goes missing

- Someone seems to be messing with your rubbish bags

How Does Identity Theft Happen?

There are many ways in w

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

ich identity fraudsters can get hold of your personal information. In some cases, this may be through theft of your wallet or purse, burglary of your home, or pilferin

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

from your letterbox. Identity fraudsters look for personal information such as your name, address, date of birth and so on. These can help them to set up new identiti

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

s and even fraudulent businesses.

Other ways of stealing your identity include:

- Diverting your post through a change of address form

- Hacking into your computer

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

o get hold of private information

- Monitoring ATM transactions or using special machines to get your PIN number

Fraudsters who get hold of your personal information

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

will find it easy to open bank accounts, get credit card, loans, passports, driving licences and benefits in your name. They are unlikely to be strict about making pay

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

ents on time, so it is your credit rating that will be affected.

How To Protect Against Identity Theft

There are many ways to make it more difficult for identity fra

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

udsters to get hold of your personal information. First of all, get a copy of your personal credit file from time to time. This is inexpensive and you will be able to

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

ee if anyone has applied for credit in your name.

Let banks and credit card companies know when you move house and get your mail redirected. This will make it more di

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

ficult for someone to steal your letters and identity. At the same time, it's worth checking that no-one is redirecting your mail without your consent.

Keep personal

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

ocuments in a locked filing cabinet, safe or drawer or in a bank safety deposit box. Receipts should be shredded immediately if you don’t want them. Throwing them away

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

makes it easy for fraudsters to get credit card numbers. If personal documents (passports, driving licences, credit cards, debit cards and so on) are lost or stolen re

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

ort the loss immediately.

Finally, keep your PIN and your passwords secure. The fewer people who know about them, the less likely they are to get into the wrong hands

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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