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Digg It - Credit Card Fraud - 10 Tips to Stay Safe
There are some things in life we can at times be completely helpless to stop. Unfortunately becoming the victim of credit card fraud is very often an event that falls into this categor
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
y. All you can do is take as many precautions as possible to help avoid an unpleasant shock when reading your mail one morning or logging on to your internet banking service. Worryingl
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
y credit card fraud is becoming a growing problem and accounts for ?1million per day in the UK alone. So, what steps can you take to avoid becoming part of statistics like this? I've o
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
utlined 10 helpful hints for you:
1. Although with the advent of chip & pin this is becoming less important, you must sign new cards as soon as you receive them.
2. Shred your old ca
1. Although with the advent of chip & pin this is becoming less important, you must sign new cards as soon as you receive them.
2. Shred your old ca
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
rds. A card you never use is one that is easy to lose and forget about and it's therefore very important to destroy these cards.
3. Never send your credit card details in an email. Ev
3. Never send your credit card details in an email. Ev
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
en if you are just sending them to a friend, imagine how many wrong hands those details could be into within minutes if someone intercepts the email. You will never receive an email fr
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
om your bank or an e-commerce company such as Amazon asking you to confirm your bank details. The 'from' field in an email is extremely easy to forge so even if it appears to be Amazon
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
who sent it, its from a thief using a dangerous technique known as 'phishing'.
4. Likewise never fax or send a letter with your details on them. The only place where your numbers sho
4. Likewise never fax or send a letter with your details on them. The only place where your numbers sho
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
uld be permanently visible is on the card itself. So destroy or carefully file away any statements you receive. You wouldn't give anyone on the street your bank statement so don't leav
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
e it intact in your garbage for anyone on the street to find.
5. Be extremely wary of random strangers talking to you or trying to distract you while using an ATM machine. Also if any
5. Be extremely wary of random strangers talking to you or trying to distract you while using an ATM machine. Also if any
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
thing about the machine looks suspicious do not use it but instead report it immediately. Small cameras attached above to read your PIN or skimmers attached to the insertion area are t
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
wo such devices to keep an eye open for.
6. When handing your card over the counter in a shop to make a purchase be very aware of what the assistant is doing with your card. All it ta
6. When handing your card over the counter in a shop to make a purchase be very aware of what the assistant is doing with your card. All it ta
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
kes is one quick swipe in his machine under the desk for all your details to be no longer just yours.
7. If you have to give out your card information over the phone only do it with r
7. If you have to give out your card information over the phone only do it with r
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
eputable companies and certainly only when it is you who started the call.
8. You should know at all times where your credit card is. Mine is always in my wallet and if it isn't there
8. You should know at all times where your credit card is. Mine is always in my wallet and if it isn't there
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
I know there is something wrong. Credit cards are not large objects and coupled with the amount of times we use them in our daily lives, they can be lost very easily. Contact your iss
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
uer immediately to get the card blocked. If you don't and the criminal goes on a shopping spree then your lack of action could potentially harm your protection against having to foot t
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
he bill.
9. Going on holiday is a time when you are likely to be using your card a lot and is also a time you would least want the hassle associated with having your card stolen. You
9. Going on holiday is a time when you are likely to be using your card a lot and is also a time you would least want the hassle associated with having your card stolen. You
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
should therefore wear a money belt especially when travelling in countries you are unfamiliar with.
10. Go through your statement with a fine tooth and comb every month and reconcile
10. Go through your statement with a fine tooth and comb every month and reconcile
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
every transaction with the receipt. Thieves could be stealthily using your credit card details without you noticing as opposed to quickly maxing out the card which would bring it immed
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
iately to your attention.
Like any crime, credit card fraud will never go away but if you follow some of these tips then you can at least reduce the likelihood of falling victim to it
Like any crime, credit card fraud will never go away but if you follow some of these tips then you can at least reduce the likelihood of falling victim to it
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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