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The Citi Platinum Select Card, which is offered by Citibank, was created for individuals with

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

a good credit history. This card is a great platinum card with many of the standard services a

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

d benefits that are associated with Citibank.

Some of the platinum cardholder benefits that t

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

his MasterCard provides are auto rental insurance, fraud protection services and even up to $1

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

000,000 in travel accident insurance. These benefits are standard for most platinum cards.

Th

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

Citi Platinum Select Card has no annual fee, which is nice considering it is a platinum Maste

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

rCard. It has an introductory rate of 0% for both purchases and balance transfers, which is an

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

ther attractive feature. Cardholders do not have to submit the balance transfers during your a

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

plication for the card to get that low rate. They can be submitted at any time during that fir

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

st twelve months.

Once the introductory rate expires, the variable APR of 10.99% is quite rea

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

onable and is determined by the “Average Daily Balance” method. The variable APR jumps for cas

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

advances to 22.99% and has a minimum cap. Even when the Prime Rate falls, the interest rate f

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

or cash advances on this card will not go below the minimum that Citibank has instituted. Ther

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

is no cost for additional cards on the account, either.

Although there is no annual fee for

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

he Citi Platinum Select Card, there are fees when you go over your credit limit, when you get

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

a cash advance, and when you transfer balances (after the introductory offer). These charges a

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

e common for any credit card. A grace period of 20 days applies to all charges on the card.

S

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

, when looking for a card with standard services and benefits, no annual fee, and an attractiv

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

e introductory offer, the Citi Platinum Select Card may be just the MasterCard to look at. Alt

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

ough it has nothing extraordinary to offer, it is a credit card that may be just what you need

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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