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The American Express Blue Cash credit card allows card holders to earn cash back, determined by t

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

he amount the card holder spends each year. You can earn many different amounts in rebates depend

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

ng on where you make your purchases as well as how much you spend.

For general purchases you can

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

earn up 1.5% in cash rebates and for every day purchases you can earn even more with a 5% cash r

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

bate. This is great for people who like to use their credit cards everyday to build up a good sta

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

ding credit history. These people will be earning cash rebates easily and quickly.

It is importa

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

nt for anyone applying for an American Express card to note that no matter what type of rewards p

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

an the card offers it always comes with the standard benefits and feature that every American Exp

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

ress card does. Including:

• Buyers Assurance Plan

• Purchase Protection Plan

• Up to $100,000

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

in travel accident insurance

These are features that come standard with any American Express car

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

and that every American Express user appreciates when it comes time to take advantage of them. T

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

he American Express Blue Cash card charges no annual fees and has reasonably low interest rates w

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

en compared to the many other reward cards in circulation today. For your first six months your i

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

nterest rates for purchases is 0%! This is something every credit card owner likes to hear. Remem

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

er to keep track of the six months because the interest rates will shoot back up to their origina

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

standings and may surprise you if you are not paying attention.

After reviewing the benefits an

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

d disadvantages of this credit card, you can see that there are more benefits than there are disa

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

vantages. You receive great cash rebates, American Express standard benefits and low interest rat

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

es for the first six months. Of course the interest rates will rise after the completion of these

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

six months but remember that you do not pay an annual fee so this makes up for the interest rates

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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