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Credit card fraud has been a frustrating problem nowadays. Fraudulent purchases made on the Internet and via mobile phones have increased

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

dramatically. Therefore, you have to be very careful with your credit card. The following tips will help protect you from this fraud pro

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

blem.

Be cautious every time using your credit card. Keep an eye on it and get it back as soon as possible. You should never give out yo

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

ur credit card number over the phone or via fax even if you are told that there is a technical problem and they need your account number.

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

No legitimate company will ask you to give out your credit card number on the phone.

You have to be even more careful when giving out y

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

our credit card number online. Never give it out via emails no matter how reliable the emails look. There have been many kinds of "phishi

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

ng e-mails" which usually want to "verify" your personal information. Just delete them even if they say that your account is at risk. On

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

he other hand, never give out your personal information on any sites which are not secure. Always use an internet address beginning with

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

"https://" which indicates a secure connection.

Always sign your new credit cards right after you receive them and destroy the old card

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

by cutting it into small pieces. You should also destroy all old credit card receipts, not just put them into the waste bin. You can buy

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

a paper shredder from any stationery store and shred all your old credit card receipts because they contain much of your personal informa

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

tion.

Never write your PIN number on your credit card or anywhere near it. If you have written something related to your credit card on

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

some paper sheets, remember to shred them right when you don't need them any more.

Always keep your credit card information secret. Neve

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

r lend your credit cards to anyone. Even if that person doesn't do anything illegal to your credit cards, he can unintentionally cause yo

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

r credit card information to be leaked to some third party.

Always check your credit card bills right after you have received them to ma

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

ke sure that there are no "bonus" charges. Do keep all the receipts of your cards and compare them with the bills you receive monthly.

J

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

ust carry with you the credit cards that you absolutely need and use frequently. Don't bring credit cards you don't often use. If you als

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

o have cash in your wallet, don't put your credit cards in the same section with your cash. The cards can easily fall out when you pull y

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

our cash out of your wallet.

If you suspect any trouble, report the case to the credit card issuer immediately. Credit card companies al

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

ways have help lines which are 24/7. You should call them immediately if you find any changes without a receipt or if your wallet is lost

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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When you're ready to start a small business, the best first step you can take is to find funding for that business. One of the biggest reason 95% of businesses fail in the first one to five years is due to lack of funding. So getting funds from somewhere can be critical to your small business success.

The question for anyone who wishes to start a business is; what kind of business should one start? Well if you mechanically inclined and love cars, but do not have $100,000 to start with, what kind of a business might you like? Perhaps you have considered a Mobile or On Site Oil Change Business. But then you ask your self is it indeed a viable business?

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