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Digg It - Preparing for the Unexpected
While many people don’t like to talk about it unemployment is something very real that has the potential to be very damaging for the ill prepared. Due to poor planning and denia
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
l, many people once unemployed find themselves in a severe financial struggle. Credit card companies are calling them at home, at their old offices, and in some cases contactin
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
g them via mail and e-mail. So not only are they being stalked by creditors they are also, more than likely, getting calls of rejection from potential employers. What a way to
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
spend a day. So how can you keep yourself from being in a similar situation? The key to surviving unemployment or an abrupt interruption in employment with out major blemishe
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
s on your credit report is setting up an emergency fund, and developing a plan which includes purchasing credit insurance, and contacting your creditors to let them know about y
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
ur situation.
The first thing that all households should do regardless of whether you have credit cards or not, is to establish an emergency fund to cover your household expens
The first thing that all households should do regardless of whether you have credit cards or not, is to establish an emergency fund to cover your household expens
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
es for up to six months. At a bare minimum this should include the sum totality of your mortgage, car loans, credit cards, and student and other installment loans for six month
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
s. By having this emergency fund available in an easily accessible form, like a savings account you can ensure that your bills are still covered for some time while you are see
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
king employment.
Also when you begin to apply for credit cards, you should look beyond the available credit, interest rate, and perks to the credit insurance. Many companies n
Also when you begin to apply for credit cards, you should look beyond the available credit, interest rate, and perks to the credit insurance. Many companies n
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
ow offer credit insurance that will cover your monthly payments for a certain period of time while you are unemployed or temporarily disable. While you will still be accruing i
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
terest charges on your account during this time, what you are concerned with and paying for is the protection that this insurance provides from negative markings on your credit
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
report from the 30 day, 60 day, and 90 day mark of nonpayment.
In the event that your emergency funds run out or you don’t have one, to at least ease the amount of stress place
In the event that your emergency funds run out or you don’t have one, to at least ease the amount of stress place
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
d on you from multiple calls from your credit card companies, you should be proactive by contacting them and informing them of your situation. While this may not help your cred
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
it score, it will at least give you peace of mind. Additionally, the companies may be more willing to work with you as you try to get things back together because you have been
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
upfront about your situation rather than avoiding them by screening your calls.
At some point or another you or someone you know may be faced with unemployment. When unemploym
At some point or another you or someone you know may be faced with unemployment. When unemploym
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
nt raises its ugly head, to ensure that you are left standing, you must have a plan. This plan should consist of developing an emergency fund that includes enough money to cove
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
r your living expenses including your mortgage, car, student and other installment loans, and monthly credit card payments for at least six months. In addition to having this m
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
oney available for a rainy day, you also need to be more forwarding thinking in your future actions. For instance, any time you think about completing an application for a new
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
credit card, you should consider purchasing credit insurance as a back up plan in the event that you are out of work. While you may believe that your skill set will allow you t
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
o obtain a new job within a week or so of being released, purchase the insurance any way in case you are wrong and your emergency fund is not fully funded to last for six months
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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