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The Citi Driver's Edge Platinum Select Card from Citibank, is a credit card with a unique reward

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

program that focuses on automotive related perks and benefits. Designed for the good credit ind

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

ividual with a penchant for cars, driving and automobiles in general, this Platinum card issued

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

by Citibank offers cardholders all the standard platinum cardholder benefits such as $1,000,000

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

n travel accident insurance amongst others.

Through the reward program, cardholders are able to

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

earn a 6% cash rebate for purchases at the supermarket, gas station or drugstore during the fir

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

st twelve months of membership. Thereafter, a rebate of 3% is earned for these purchases, while

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

other purchases earn a 1% rebate. Another specialty is that the Citi’s Drive Rebate gives $0.01

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

n rebates for every mile driven. However, there is a limit of $1,000 dollars in the amount of re

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

bates that can be earned per car, per year. Also, rebates expire in five years or after a year o

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

f account inactivity. A cap of $5,000 in rebates per vehicle also applies.

These rebates can th

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

en be used for the maintenance, service and repair of existing vehicles, or even contributing to

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

the purchase of a new car. Furthermore, the rebates can be converted into ThankYou Network Point

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

s and redeemed as gifts through Citibank’s ThankYou Network.

The APR for Citi Driver's Edge is

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

comparably lower than other reward program credit cards. Coupled with a twelve-month long introd

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

uctory period of 0% APR, the card is looking more and more attractive. Unfortunately every silve

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

lining has got a cloud that’s usually dull and grey and this Platinum card is no exception. A m

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

inimum interest rate is applied to cash advances regardless of how low the Prime Rate may fall.

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

If you are a person with good credit who does a lot of traveling, Citi Driver's Edge may be for

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

you. You would also benefit from taking advantage of the 6% rebate while the offer still stands

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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