A Credit Repair Scam: How to Avoid Being a Statistic

Many companies offer to fix bad credit report, repair bad credit reports or improve credit scores. Most of these companies are operating legally and can not be called scams. A scam as defined by Webster’s is a “fraudulent business practice”. Here we discuss a recent credit repair scam, how to avoid being a statistic and what a credit repair company can legally do for you.

Rewards Credit Card Offer Sweet Perks

This article is to help customers in understanding what and the functions of rewards credit cards in the credit card rebates market.

Disney Credit Cards

You can turn your daily purchases into a fabulous Disney vacation. Bank One offers a new Visa Disney credit card that provides you and your family with great Disney rewards in exchange for making you...

Know Your Cash Back Credit Card

Cash back credit cards are great for those who pay off their balances every month and don't require a super-low interest rate. For the reward seeker who wants cold hard cash in exchange for his or he...

Zero Percent Credit Cards

When searching for a 0 apr credit card, one with 0% annual percentage rate (apr) for a trial period, one of the best ways to find a good deal is to compare the credit card rate of several sites. One ...

What To Do If You Find Errors In Your Credit Report

As many as 80% of Americans will find errors in their credit reports! The proper procedure for disputing information in your credit report is as follows: Notify the credit reporting agency IN WRITING

Where Do I Find My Credit Score?

Unfortunately your free credit report does not contain your credit score. Getting your actual credit score is not free. A credit score is a three digit number based on information contained in your credit report as it compares to millions of other people.

Introduction to Consumer Credit

Consumer credit refers to credit in some form given to the consumers. It is a way of financing a client on condition of a deferred payment, at a later date or within a particular period of time. The...

How Do You Know If Your Credit Card Agent Is The Best?

Since you are the customer, there must be a glut of credit card agents constantly hounding you day-in, day-out. They may try to cram all their pitches in hour long phone call marathons or minute long...

How to Avoid Credit Repair Complications If You Are A Homeowner

Avoiding complications in credit repair is almost as important as getting out of debt. When we have bills that were neglected simply because we didn’t have the money to pay the bills, or else we pur...

7 Ways To Protect And Improve Your Credit Rating

Your credit score accounts for the amount of interest you have to pay for a loan or a credit card. Increasing your score in just a few points will make a big difference in the interest rate you will ...

Credit Card Fraud - 10 Tips to Stay Safe

There are some things in life we can at times be completely helpless to stop. Unfortunately becoming the victim of credit card fraud is very often an event that falls into this category.

High School Student Credit Cards

High school student credit cards are issued to high school students, who can avail of this excellent opportunity to learn money management, and start establishing credit at an early age. High school student credit cards are usually issued to students, with an adult co-signing the application. Possessing a credit card instills a spirit of independence and responsibility in the student.