Where to Find Credit Repair Tips, Letters and Other Information

The public library, Federal Trade Commission publications and many internet sites offer free credit repair tips, letters to send to the credit bureaus and other information regarding credit repair.

Prepaid Credit Cards: Top 5 Reasons Not to Get One

Prepaid credit cards have higher fees than regular credit cards, but they don't require a credit check and don't have any finance charges. They have cool features like direct deposit that get people out of check cashing lines. But they are right for everyone. Find out if a prepaid credit card is right for you.

Visa Vs MasterCard – Which Is The Best?

The two leading credit card companies in the world today are the competitors Visa and MasterCard. They both operate along very similar lines.

Choosing Between the Credit Repair Companies

Credit repair involves removing inaccurate, misleading or outdated information from your credit report. Credit repair companies are sometimes able to help you, when you cannot achieve results on your own.

Free Annual Credit Report From All 3 Reporting Agencies

Anyone who wishes to apply for a credit card, mortgage loan, car loan or debt consolidation loan needs to be familiar with his/her credit report and the information contained inside. So, just what is included in a credit report? The answer is an entire listing of an individual’s payment history for the past 7 years, current debt load and any public record information, such as judgements, bankruptcy and/or foreclosures. These factors, along with a debt to income ratio, combine to create a FICO score. This is a number that potential lenders use to calculate the interest rate that will be paid during the life of the loan, which is usually determined by any determinable credit risk.

The Lowdown on Citi Platinum Select

In the search for the perfect credit card, one may take into account the travel rewards, cash rebates, shopping privileges or point collection and redemption programs. However, one of the most important aspects of a card, which is very much overlooked nowadays, is the availability of a low APR

The Lowdown on Citi Student Credit Card

Most credit cards would make it a prerequisite for applicants to have a credit history before their application can be approved. With this, students may find their choices of credit cards rather limited.

A First Step To Initiate A Good Credit Rating

One of the easiest ways to begin to establish your credit rating, is by applying for a credit card. Before you begin to apply for that very first credit card or any credit card at all, you should know the key questions to ask.

The Lowdown on the Orchard Bank Secured Credit Card

When your credit history is proving to be a hindrance to your financial well-being, perhaps it is time for you to get a secured credit card. One of the cards worth your consideration would be the Orchard Bank MasterCard secured card issued by the HSBC Bank of Nevada.

The Credit Repair Triangle

As long as a collection agency can keep a listing on your credit file, they feel they have a chance of collecting it. But just because the collection agency is the one reporting it doesn't mean that is who must take it off.

Flat Rate Credit Cards

Most credit cards feature different interest rates depending on how they're used. Purchases, balance transfers, cash withdrawals, introductory offers... the number of different rates can be confusing. Flat rate cards charge the same APR for everything, making it easier to keep track of how much your card is costing.

Credit Scores: FICO vs. FAKO Which One Should I Use for Credit Repair?

In the credit repair world a lot of focus and credibility are given to credit scores. We all know of the FICO score. The so-called official score.

Finding The Best Cash Back Credit Card For You

Today the consumer is being bombarded with multiple options of various types of cash back credit cards constantly. Careful consideration of your lifestyle and spending habits will help you to select the one best suited for you.