What To Look For When Choosing A New Credit Card

Credit cards are everywhere. People are using plastic at a higher rate today than ever before. But what makes for the best credit card plan? This article explores the basic things to look for when choosing a credit card.

How to Evaluate and Raise Your Credit Score

Why do some people get offers for pre-approved credit cards and others don’t? What do car dealers know about your financial health that you don’t know? The answer is your credit score.

Instant Credit Card Approval

This article provides an overview of instant credit card approval plans, including an overview into the process of obtaining one and some tips on what you should expect.

Credit Score Advice - Home Equity Loan Tips for Better Refinancing

Before choosing a lender to refinance your current mortgage or home equity loan, consider a few key factors and analyze your options. Your current interest rate, the length of time you plan to stay in your home, your credit rating, and the value of your home are all important issues to consider when looking at refinancing your house.

You Can Repair Credit Score Issues

The desire to repair credit score issues is a common one. The desire to repair bad credit is also common. Ideally, one would hope to repair credit score issues and repair bad credit at the same time.

Student Credit Cards - An Introduction

This article is an introduction to student credit cards, including advantages and pitfalls.

Self Credit Repair: Tips and Suggestions

The primary focus of bad credit repair is to verify that all information on your credit report is correct and up to date. Self credit repair is a do-it-yourself kind of program. Rather than paying a credit repair company to deal with the credit bureau for you, you do it yourself.

Is Credit Repair Possible?

Most sites emphatically claim that your credit file can be repaired, even if that requires getting correctly reported negative items off of your credit report. On the other hand, the FTC and credit bureau web sites all say that you cannot possibly have an accurate negative item removed from your credit file.

Saving Money With 0% APR Credit Cards

Nowadays, a lot of lending companies and banks offer 0% APR credit cards and or 0% introductory rates. What is the truth behind these offerings?

The Lowdown on American Express Gold Card

Spending with an American Express card has never been more convenient. With an American Express Gold Card however, the company seeks to provide even greater standards of convenience to their customers.

The Lowdown on AT&T Universal Card

With all the many reward programs out there, this is perhaps the only card that doubles as a calling card. The AT&T Universal Platinum Card is issued by Citibank with the general purpose of being a credit card that comes with a lower APR, and also a calling card with probably not-so-low calling charges.

The Lowdown on the Citi Diamond Preferred Rewards Card

Issued by Citibank, the Diamond Preferred Rewards Card is specially designed for consumers with an excellent credit score, and who plan to take advantage of Citibank's ThankYou Network reward program.

Credit Scores vs FICO Scores - Are They the Same Thing?

Credit scores versus FICO scores. The difference in the scores and their use is causing consumer confusion in the marketplace.